PRIVACY POLICY:

LoanModify123 believes that the responsible use of personal information collected on its websites is important and takes consumer privacy seriously.


The Way We Use Information:

We use the information you provide about yourself when placing an order only to complete that order. We do not share this information with outside parties except to the extent necessary to complete that order.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

By submitting data on the LoanModify123 website, the visitor is providing explicit consent to transmission of data collected on the website.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.


Our Commitment To Data Security:

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.


Disclaimers:

LoanModify123 is not a mortgage lender or broker. The information that you provide to us is not an application for a loan, nor is it used to pre-qualify you for a loan.

ABN- Attorney Backed Network: LoanModify123 does it’s best to connect you with loss mitigation/loan modification companies, brokers and affiliates that are backed by attorneys or attorney networks, however we cannot guarantee nor do we warrant that you will actually be connected with a company that is backed by an attorney network.

Performance Guarantee- Many of the brokers, affiliates and partners of LoanModify123 offer money back guarantees, however LoanModify123 does not warrant or guarantee that you will be provided any guarantees by it’s partners and is held harmless of any warranties promised or offered by any third parties.

LoanModify123 suggests that you do a thorough investigation of any company or service provider you use before providing any money upfront.


Anonymous Information:

We collect or use the following anonymous Internet technologies: IP address of visitors to our Web page, Cookies as assigned by this IP address, and Clear Gifs from emails and ad banners. We also collect aggregate information on what pages visitors’ access or visit, and visitor-specific information on what pages visitors’ access or visit.

IP Address

For each visitor to our website, our Web server automatically recognizes the visitor's IP address, but not their email address nor any other personal information. We use the IP address to help diagnose problems with our server and to administer our website. Upon visiting our website, we assign each visitor a unique ID that is used to track visitor traffic patterns within our website. This ID is stored in a Cookie on the visitor's machine.

Cookies

We use Cookies to record session information and visitor-specific information on what web pages visitors access or visit in order to track the visitor's progress through our web site, analyze system performance, and ensure that visitors are not repeatedly sent the same ads or marketing messages. Cookies expire at the end of the day on which the visit occurred.

Clear GIFs

Also known as Web Beacons or Web Bugs, these tiny graphics inform us if a web page, an email, a banner ad, or other marketing campaign was viewed, opened, or accessed. They help us evaluate what content and campaigns are effective, and help us to manage our content to better serve your needs.

LoanModify123 does not (and can not) use IP addresses, Cookies, or Clear Gifs to retrieve any personal information about you or other computer users from your computer.

Personal Information:

You can freely browse the LoanModify123 web site at any time without revealing any personal information. However, there are areas on our web site where you may voluntarily provide personal information. For example, you may provide personal information for the following situations:

  1. To share with lenders or brokers or attorney networks or law firms for the purpose of receiving information about a product or service in which you are interested.
  2. To register to receive communications from LoanModify123.
  3. To receive information about partnering with LoanModify123 as an affiliate, lender, broker, etc.
  4. To share your comments or feedback about our web sites.

If you choose to voluntarily provide personal information, we will only use it for the following purposes:


  1. To share with some of our partners for the purpose of sending you information about a product or service in which you have expressed interest.
  2. To enter into a business relationship with LoanModify123 as an affiliate, lender, broker, etc.
  3. To send communications that you have requested from LoanModify123. To improve or customize the content and/or layout of our web pages.
  4. To contact visitors when necessary.

Information Sharing and Disclosure

We will only share your personally identifiable information to other companies or people when you have agreed to provide your Personal Information with us by submitting it for a Lender referral, or any other type of referral in order to provide the product or service you have requested.

To process your Lender referral request, we require your name, phone number, email address, loan balance(s) (if any), and estimated financial information such as debts, salary, credit, etc.

From time to time, we make the email addresses of those who volunteer their email addresses to us available to other reputable organizations whose products or services we think you might find interesting. If you supply us with your postal address online, you may receive periodic mailings from us with information on new products and services or upcoming events. Also, you may receive mailings from other reputable companies. If you do not want us to share your email address or postal address with other companies or organizations, please let us know by following one of the options described in the Opt-Out/Choice section below.


Information Sharing and Disclosure

Third-party advertising companies serve ads on our website. These third-party advertising companies employ Cookies and/or Clear Gifs to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, Cookies, and the IP address. This information can also be used for online preference marketing purposes. Clear Gifs, Cookies, and the IP address are not tied to users' personally identifiable information. If you want to prevent a third-party advertiser from collecting data, you may either visit each ad-network's web site individually and opt-out, or visit the NAI gateway Opt-Out site to opt-out of all network advertising cookies.

To visit the NAI gateway opt-out site, go to the following

URL: http://www.networkadvertising.org/optout_nonppii.asp.


This site will also allow you to review the third-party advertising companies' privacy policies.

Information Sharing and Disclosure

Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive LoanModify123 email communications unless you submit your email address and register to receive these communications. You may receive third-party emails advertising LoanModify123 products and services. We have established firm restrictions that ensure that our offers sent by third-parties are only sent to individuals that have given their permission to the third-party to receive these email communications. If you wish to retract this permission from the third-party, please follow their opt-out instructions.

Correct/Update

Upon request, we offer visitors the following options for changing and modifying information previously provided:

You can send an email to: info@LoanModify123.com You can call: 877 657 0653

Changes to this Privacy Policy Statement.

We may amend this policy from time to time and we may use visitor information for new, unanticipated uses not previously disclosed in this privacy policy statement. If our information practices change at some time in the future or if we make any substantial changes in the way we use your personal information, we will post the policy changes prominently to our website to notify you of these changes and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back at our website periodically.

Customers may then prevent their information from being used for purposes other than those for which it was originally collected by following one of the options described in the Opt-Out/Choice section below.

Contact Us

If you have questions or concerns regarding this statement, you should first contact Customer Relations by the following methods:

You can send an email to: info@LoanModify123.com You can call us at: 877 657 0653

Complete this form to obtain a FREE No-Obligation consultation from a loan modification expert who can help keep in your home.





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